Gold Plans

Our Gold Plans have a robust level of coverage combined with low cost sharing.

We are happy to include a $250 Wellness Card as an added benefit on all of our 2017 group plans. This card can be used for many products and services including: gym memberships, massage therapy and nutritional supplements.

View more details on the Wellness Card

2017 Plans are available for purchase beginning on October 15, 2016.
All premiums listed represent coverage for dependents up to age 26. 

 




2017 Plan Information Gold Standard
Monthly Premium: Region 1  
        Single $547.64
        2 Person $1,095.28
        Single + Child $930.99
        Family $1,560.77
Monthly Premium: Region 7  
        Single $653.86
        2 Person $1,307.72
        Single + Child $1,111.56
        Family $1,863.50
Primary Care Doctor/Specialist $25 / $40 after deductible
Deductible (single/family) $500/$1,000
Inpatient Hospital Stay $1,000 after deductible
Prescription Drugs:  
        Tier 1/2/3 $10 / $35 / $70 
        Generic Oral Contraceptives Covered in full
        Mail Order Drugs 2.5 Copays / 90-day supply
   
   
  Shop Plans

 

 Summary of Benefits and Coverage

 

View Glossary of Medical Terms

  View Contracts

 

 

Region 1: Albany, Columbia, Fulton, Greene, Montgomery, Rensselaer, Saratoga, Schenectady, Schoharie, Warren, and Washington

Region 7: Clinton and Essex

 

 

 

2016 Plan Information  
Albany* Rates  
Monthly Premium Gold Standard
     Single $490.85
     Single + Child $834.45
     2 Person $981.70
     Family  $1,398.92
   
Essex/Clinton Rates  
Monthly Premium Gold Standard
     Single $581.98
     Single + Child $989.36
     2 Person $1,163.96
     Family  $1,658.64
   
Albany and Clinton/Essex Coverage  
Monthly Premium Gold Standard
Primary Care Doctor / Specialist $25/$40 after deductible
    
Deductible (Single / Family) $600/$1,200 embedded deductible
   
Inpatient Hospital Stay $1,000 after deductible
   
Prescription Drugs  
     Tier 1/2/3 $10 / $35 / $70
     Generic Oral Contraceptives  Covered in full
     Mail Order Drugs  2.5 copays / 90-day supply
   
   
  Shop Plans

 

 Summary of Benefits and Coverage

  View Contracts 
 

View Glossary of Medical Terms

   

*Albany area consists of the following counties: Albany, Columbia, Fulton, Greene, Montgomery, Rensselaer, Sarartoga, Schenectady, Warren and Washington.